The Most Comprehensive Free Terms of Service Generator
Terms of Service (also called Terms and Conditions or Terms of Use) are the backbone of every website, app, marketplace, and online business. They define how users interact with your service, limit your liability, protect your intellectual property, and set the rules for resolving disputes. But most free terms-of-service generators are thin form-fillers that produce generic boilerplate, paywall the clauses that actually matter, and skip the legal developments that landed in 2025–2026. This tool was built to change that.
Our terms of service generator covers 10 business-model templates — SaaS, e-commerce, marketplace, mobile app, API/developer platform, user-generated-content community, newsletter/content site, digital products, subscription service, and agency/consulting. Each template pre-selects the right clauses for that model and sets sensible defaults for liability caps, dispute resolution, and governing law. You then customize every detail, and the live preview updates as you type.
What makes this different
80+ clauses across 23 sections, all free. Competitors paywall affiliate disclosures, arbitration, DMCA, and jurisdiction-specific clauses behind $10–$40/month subscriptions. Every clause here is included — acceptance, accounts, subscriptions, payments, AUP, IP, UGC, DMCA, AI, warranties, liability, indemnification, arbitration, governing law, termination, changes, and more.
15 jurisdictions with real governing-law clauses. Most generators offer a dropdown with "US / EU / UK" and call it done. We support US federal and 7 state-specific options (California, New York, Texas, Delaware, Florida, Illinois, Washington), the EU, UK, Canada-Ontario, Australia, Singapore, India, and Brazil — each with governing-law text, venue clauses, and notes on non-waivable consumer rights.
Arbitration builder with enforceability in mind. Most templates hand you a generic arbitration paragraph. Ours lets you pick the administrator (JAMS, AAA, NAM, ICC, SIAC), set the seat, add a 30-day opt-out, batch-arbitration protection against mass-arbitration plays, and scope-limiting language that complies with California SB 82 (effective January 1, 2026) so your clause is less likely to be struck down under the Disney+/UberEats scope-creep rationale.
Enforceability scorecard. A unique feature that rates your configuration against the criteria courts actually use — conspicuous notice, unambiguous assent, arbitration opt-out, liability-cap reasonableness, material-update notification, DMCA agent designation for UGC sites, AI disclosure for AI features. Each check cites the leading case (Specht v. Netscape, Meyer v. Uber, Cullinane v. Uber, Nguyen v. Barnes & Noble) or statute behind it.
AI-era clauses. Dedicated sections cover AI-generated output rights, AI training data usage, automated decision-making disclosures (GDPR Article 22), model-provider passthrough, and professional-advice disclaimers. This addresses emerging requirements under the EU AI Act (full enforcement August 2026), California TFAIA and Texas RAIGA (effective January 1, 2026), Colorado AI Act, and FTC Section 5 enforcement.
Liability cap calibration. We don't just drop in a boilerplate "$100 or fees paid" cap. Choose between 3, 6, or 12 months of fees (typical SaaS ranges), the amount paid for the specific order (e-commerce), a flat $100 (free community services), contract-value cap (agency SOWs), or the greater-of formula. Each option is paired with a consequential-damages exclusion and basis-of-the-bargain recital for enforceability.
Seven export formats. HTML (styled and ready to host), Markdown (.md for docs and GitHub), plain text (.txt), PDF (via browser print), JSON configuration (machine-readable with metadata), iframe embed code, and direct clipboard copy. Every format is free.
100% browser-based. Your business information, draft Terms, and configuration never leave your device. There's no server, no API, no signup, and no tracking of your inputs. Check the network tab to verify. Your work auto-saves in localStorage so you can return anytime, and you can export your config as JSON to back up or share with counsel.
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Deep Dive: How to Write Terms of Service (2026)
The 12 sections every enforceable ToS needs, clickwrap vs browsewrap and why it matters, the case law on arbitration and liability caps, the new 2026 AI and arbitration laws, and when a generator is enough vs when to hire a lawyer.
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Frequently asked questions
Is my business information sent anywhere?
No. The entire generator runs 100% in your browser using JavaScript. Your company name, email, addresses, clause selections, and all configuration inputs never leave your device. You can verify by opening your browser's network tab while using the tool — no API calls are made.
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