Terms of Service (also called Terms and Conditions or Terms of Use) are the backbone of every website, app, marketplace, and online business. They define how users interact with your service, limit your liability, protect your intellectual property, and set the rules for resolving disputes. But most free terms-of-service generators are thin form-fillers that produce generic boilerplate, paywall the clauses that actually matter, and skip the legal developments that landed in 2025–2026. This tool was built to change that.
Our terms of service generator covers 10 business-model templates — SaaS, e-commerce, marketplace, mobile app, API/developer platform, user-generated-content community, newsletter/content site, digital products, subscription service, and agency/consulting. Each template pre-selects the right clauses for that model and sets sensible defaults for liability caps, dispute resolution, and governing law. You then customize every detail, and the live preview updates as you type.
80+ clauses across 23 sections, all free. Competitors paywall affiliate disclosures, arbitration, DMCA, and jurisdiction-specific clauses behind $10–$40/month subscriptions. Every clause here is included — acceptance, accounts, subscriptions, payments, AUP, IP, UGC, DMCA, AI, warranties, liability, indemnification, arbitration, governing law, termination, changes, and more.
15 jurisdictions with real governing-law clauses. Most generators offer a dropdown with "US / EU / UK" and call it done. We support US federal and 7 state-specific options (California, New York, Texas, Delaware, Florida, Illinois, Washington), the EU, UK, Canada-Ontario, Australia, Singapore, India, and Brazil — each with governing-law text, venue clauses, and notes on non-waivable consumer rights.
Arbitration builder with enforceability in mind. Most templates hand you a generic arbitration paragraph. Ours lets you pick the administrator (JAMS, AAA, NAM, ICC, SIAC), set the seat, add a 30-day opt-out, batch-arbitration protection against mass-arbitration plays, and scope-limiting language that complies with California SB 82 (effective January 1, 2026) so your clause is less likely to be struck down under the Disney+/UberEats scope-creep rationale.
Enforceability scorecard. A unique feature that rates your configuration against the criteria courts actually use — conspicuous notice, unambiguous assent, arbitration opt-out, liability-cap reasonableness, material-update notification, DMCA agent designation for UGC sites, AI disclosure for AI features. Each check cites the leading case (Specht v. Netscape, Meyer v. Uber, Cullinane v. Uber, Nguyen v. Barnes & Noble) or statute behind it.
AI-era clauses. Dedicated sections cover AI-generated output rights, AI training data usage, automated decision-making disclosures (GDPR Article 22), model-provider passthrough, and professional-advice disclaimers. This addresses emerging requirements under the EU AI Act (full enforcement August 2026), California TFAIA and Texas RAIGA (effective January 1, 2026), Colorado AI Act, and FTC Section 5 enforcement.
Liability cap calibration. We don't just drop in a boilerplate "$100 or fees paid" cap. Choose between 3, 6, or 12 months of fees (typical SaaS ranges), the amount paid for the specific order (e-commerce), a flat $100 (free community services), contract-value cap (agency SOWs), or the greater-of formula. Each option is paired with a consequential-damages exclusion and basis-of-the-bargain recital for enforceability.
Seven export formats. HTML (styled and ready to host), Markdown (.md for docs and GitHub), plain text (.txt), PDF (via browser print), JSON configuration (machine-readable with metadata), iframe embed code, and direct clipboard copy. Every format is free.
100% browser-based. Your business information, draft Terms, and configuration never leave your device. There's no server, no API, no signup, and no tracking of your inputs. Check the network tab to verify. Your work auto-saves in localStorage so you can return anytime, and you can export your config as JSON to back up or share with counsel.
This generator produces a sophisticated template based on widely accepted contract-drafting patterns and current case law on clickwrap enforceability. It is not legal advice and does not create an attorney-client relationship. For regulated industries, international enterprise deals, or unique business models, have a qualified attorney review the generated document before publishing.
Four ways. First, every clause is free — competitors paywall affiliate, arbitration, DMCA, and jurisdiction-specific clauses at $10–$40/month. Second, depth: 10 business-model templates and 15 jurisdictions vs. their 3–5. Third, the enforceability scorecard tells you whether your clickwrap setup, conspicuous notice, and arbitration opt-out actually meet the Specht/Meyer/Cullinane standards — no other generator does this. Fourth, it runs 100% in your browser with no signup and no data leaving your device.
Ten templates: SaaS, e-commerce store, marketplace (multi-sided), mobile app, API/developer platform, user-generated-content community, newsletter/content site, digital products and downloads, subscription service (non-SaaS), and agency/consulting. Each template pre-selects appropriate clauses, then you can customize every detail. Switching templates resets the clause selection — but your business-details fields are preserved.
Yes. Dedicated clauses cover AI-generated output rights, AI training data usage, automated decision-making (GDPR Article 22), AI model provider passthrough, and professional-advice disclaimers. These address emerging requirements under the EU AI Act (full enforcement August 2026), California TFAIA and Texas RAIGA (effective January 1, 2026), Colorado AI Act, and FTC Section 5 enforcement on AI-related deceptive practices.
A unique feature that rates your configuration against the criteria courts use when deciding whether a clickwrap or browsewrap agreement is enforceable. It checks for conspicuous notice, unambiguous assent, arbitration opt-out mechanism, liability-cap reasonableness, material-update notification, and consideration. The scorecard cites the cases (Specht v. Netscape, Meyer v. Uber, Cullinane v. Uber, Nguyen v. Barnes & Noble) that establish each criterion, so you know why each signal matters.
Yes. The arbitration builder generates scope language limited to claims arising out of or relating to the contract containing the arbitration agreement, consistent with California Civil Code as amended by SB 82 effective January 1, 2026. This avoids the Disney+ and UberEats scope-creep pitfall and increases enforceability in California. It also includes a 30-day opt-out (Suarez v. Uber), batch-arbitration language to manage mass-arbitration risk, and an informal-resolution step before formal arbitration.
Yes. Your configuration auto-saves in your browser's localStorage and persists across sessions on the same device. You can also export your full configuration as JSON to back up, transfer to another device, or share with a team or attorney for review. JSON import/export lets you version-control your Terms alongside your code.
No. The entire generator runs 100% in your browser using JavaScript. Your company name, email, addresses, clause selections, and all configuration inputs never leave your device. You can verify by opening your browser's network tab while using the tool — no API calls are made.
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